Insurance - Worker’s Compensation

APR, Inc. specializes in commercial insurance. That means we only write insurance policy’s pertaining to businesses. We have a vast selection of Insurance Carriers to choose from in the commercial insurance market. Your business is not only a major investment, but likely one of the most important aspects of your life. Understanding each business has unique needs, those needs extend to business insurance - one size does not fit all.

APR, Inc. understands that your business needs secure protection from various exposures and risks associated with daily operations. The legal issues a business encounters are countless, and can carry grave consequences if your business is not adequately insured. Our goal is to fit your needs with the appropriate coverage in the correct amounts.

The insurance products we offer for our commercial insurance can be utilized as a stand alone policy on its own, or you may combine your policy (s) with our payroll services.

Pay-As-You-Go

Advantage Personnel Resources, Inc. Pay-As-You-Go program offers a worry-free solution to the traditional management of Workers' Compensation Insurance. Employers seeking to rid themselves of large up-front deposits, best guess premiums, hassle free audits and the unexpected year-end balance payments now have an alternative through our Insurance Program.

Program Features:

Fast and efficient 48 hour on line quoting and binding system
No deposits required ( Expense Constant only out of pocket expense)
Simplified payroll based premium reporting and automatic payment method
AM Best Rated Carriers for all industries.
Experienced claims management • Loss Control Advisors available

We manage the calculation and payment of premiums for your Workers Compensation responsibilities:

Premiums are calculated and deducted from each payroll, just like the payroll taxes
Based upon actual payroll, APR reports calculate payment data for each state and classification code by employee
Worker’s Compensation premium is electronically transferred for payment to your respective carrier
Detailed and accurate records that provide month-to-date, quarter-to-date, and year-to-date totals for each division, department, classification code, and employee.