Health Insurance Supplemental Insurance 401(k) / Retirement Plans Employee Supplemental Benefits & 401K Small Business Benefits for Employees Through APR Offer Great Employee Benefits Packages Small businesses usually start with big ideas, which are generally the vision of the founder or management team of the business. To turn those ideas into reality, a motivated employee base is necessary. To recruit and retain the very best employees in today's marketplace, you must offer a competitive employee benefits package with health insurance, supplemental insurance and 401(k) retirement plans at a minimum. APR can help you design a package of small business employee benefits that will enable you to compete with Fortune 500 companies for the best employees while meeting your financial and business objectives. We have the ability to provide group and supplemental plans that will fit your needs through the open market or our PEO.