401(k) / Retirement Plans Integrate Small Business Retirement Plans Into Payroll A retirement plan is a meaningful part of a company’s benefits offering and of great value to employees so they can better prepare for their financial future. Many small businesses don’t offer retirement plans because of the cost to set one up and administer it. Yet most people look to their employer first for retirement savings options. Employees cite retirement benefits as an important reason they stay with a company. As an APR client, you can offer a 401k program to your employees through our multiple employer plan. Business Owners enjoy: Plan options that give owners significant personal advantages (like integrated, age-weighted and new comparability allocation methods) Reduced business taxes Ability to recruit, reward and retain the best employees Lower costs Quality investment options Full payroll integration And you don’t have the headaches of: High annual fees Liability as trustee, administrator, and fiduciary Investment committee reviews Plan documents, audits, and Form 5500 filing No matter the size, APR makes retirement plans available to companies large and small. By implementing a multi-employer plan we give you access to a solid retirement program that usually only larger employers enjoy and smaller companies would not qualify for. And for added convenience, account information can be accessed from anywhere, anytime online. Our goal is to provide our clients with a fully outsourced, comprehensive retirement solution, while allowing them plan design flexibility as well as reduction of out of pocket costs, administrative duties, and fiduciary liability. If you would like more information about the APR 401(k) retirement benefit or have any questions, please give us a call.